Compliance Champion in Australia | JobSetuu
Affirm • Australia
Employment Type: ['Full-Time'] •
Experience: •
Posted: 5 days ago
Affirm's International Compliance Manager: Australia
Affirm is transforming credit to make it more honest and friendly, offering consumers flexibility to buy now and pay later without hidden fees or compounding interest. Our Compliance team designs and implements compliance programs that proactively address regulatory requirements while mitigating risks. The Compliance Manager, Australia, leads a second-line of defense function, ensuring that Australian regulatory compliance is effectively managed and operationalized. This role translates global compliance strategy into local execution, maintains the Australian regulatory obligations register, and sets remediation priorities for ongoing issues.
Responsibilities:
- Own and Oversee the Australian Regulatory Compliance Framework:
- Develop and implement the Australian regulatory compliance program.
- Ensure compliance with the National Consumer Credit Protection Act, National Credit Code, Privacy Act, and applicable licence conditions.
- Partner with relevant teams to support new products, markets, and strategic initiatives.
- Monitor and manage regulatory notifications, ensuring timely and accurate reporting to ASIC and other regulatory bodies.
- Risk Management & Controls:
- Lead the Australian compliance risk assessment process, setting remediation priorities and overseeing root-cause analysis, corrective actions, and consumer remediation.
- Manage compliance metrics and risk indicators across responsible lending, product governance, complaints, hardship, collections, disclosures, marketing, and consumer outcomes.
- Assess incidents and breaches, escalate material regulatory risks through local and global governance channels.
- Set priorities and oversee the regulatory change process, from horizon scanning to implementation, assurance, and evidence of compliance.
- Governance & Strategy Execution:
- Translate global compliance strategy into operational plans that reflect local laws, licence conditions, and regulatory priorities.
- Prepare reports for executive leadership and risk governance committees.
- Own the regulatory change process, ensuring it aligns with the overall compliance strategy and is evidence-based.
- Assess governance structures and recommend enhancements where needed.
- Cross-Functional Partnership:
- Partner with Product, Legal, Credit, Marketing, Servicing, Operations, Privacy, Analytics, and Engineering teams.
- Provide practical regulatory guidance and challenge new products and business initiatives.
- Influence complex compliance decisions affecting strategic growth, product design, and consumer outcomes.
- Scope & Impact:
- Accountable for the execution and continuous improvement of the Australian regulatory compliance program.
- Operate discretion in operational planning and resource allocation.
- Impact horizon typically up to one year.
Requirements:
- Experience:
- 8+ years of regulatory compliance experience in an Australian regulated financial services, consumer credit, payments, or fintech environment.
- Expertise:
- Strong working knowledge of Australian consumer credit and conduct regulation, ASIC expectations, Australian credit licensing, responsible lending, product governance, complaints, and breach-reporting requirements.
- Ability to translate regulatory interpretation into practical business decisions.
- Leadership Capability:
- Demonstrate experience managing teams, setting priorities, and driving program execution.
- Lead teams to achieve set goals.
- Technical Skills:
- Experience leading regulatory change, obligations management, compliance monitoring, and testing.
- Attributes:
- Strong judgment and decision-making capability.
- Ability to influence senior stakeholders.
- Clear and concise executive communication skills.
- Operate effectively in a fast-paced fintech environment.
- Ability to work effectively in a remote-first company.
Education:
- Bachelor's degree required, relevant legal, compliance, risk, governance, or financial services qualification preferred.
Compensation:
- Base Pay Grade: L
- Equity Grade: Australia 5
- Base Pay: 5,000 - 5,000
- #LI-Remote
Benefits:
- Health care coverage
- Flexible Spending Wallets
- Time off
- ESPP
- Competitive vacation and holiday schedules
- Remote work options available for proximal roles
- Limited office-based roles available due to nature of job responsibilities
Remote-First Company:
- Most roles are remote, with flexibility for remote work.
- Proximity roles may require occasional office-based work.
- Affirmers in proximal roles can work remotely.
- Affirmers in office-based roles can work in the designated Affirm office.
Inclusive Interview Experience:
- Affirm is committed to providing a fair interview experience, including accommodations for individuals with disabilities.
- Available for candidates with disabilities through reasonable accommodations.
- Affirm is proud to offer a competitive benefits package anchored by core values: people come first.
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