AML & Compliance Specialist (w/m/d) | JobSetuu

Description

Job Overview

• Source: Arbeitnow
• Location: Frankfurt am Main
• Job Type: Full-Time

Job Description

‘There is only one future ahead of us, and that is the one that consists of our dreams – provided we have the courage to break with convention.’ - Soichiro Honda

Our philosophy is based on equality, respect and the initiative to implement creative ideas. We want to pass on the joy we get from creating and selling our products to our customers through our financing solutions for new cars and motorcycles. We achieve this through direct and uncomplicated channels via authorised dealers and our strong cooperation partners.

We have been operating in Germany since 1998 as a wholly owned subsidiary of the Honda Group and have had a branch in Barcelona, Spain, since 2007. We also operate our financial services business with partner banks in 15 European countries.

If you would like to learn about our banking business and help shape it, then join our team in Frankfurt am Main!

Tasks

AML/ CTF Responsibilities:

• Act as deputy AML Officer in interactions with BaFin, FIU, and Board of Directors.
• Support the AML & Compliance Section Manager in the implementation and maintenance of AML/CTF policies, procedures, and controls in line with BaFin AuA, §25h KWG / MaRisk, and EU requirements.
• Assist to AML Officer as AML 2nd-line establishing controls and testing plans (thematic reviews, issue management and remediation tracking).
• Provide support in conducting and updating the risk analysis process.
• Assist in the execution of customer due diligence (CDD) and enhanced due diligence (EDD) processes.
• Conduct initial reviews of alerts generated by transaction monitoring systems and escalate suspicious activities.
• Assist in the preparation and submission of Suspicious Activity Reports (SARs) under the supervision of the AML & Compliance Section Manager.
• Maintain AML documentation and ensure proper recordkeeping.
• Support the organization of AML/CTF training sessions and awareness initiatives.
• Help coordinate internal and external AML audits and inspections.
• Support and collaborate in the implementation of remediation plans derived from external audit results.
• Monitor regulatory updates and assist in adapting internal procedures accordingly.

Compliance Responsibilities:

• Assist in monitoring regulatory changes (e.g., MaRisk, HCG) and their impact on business operations.
• Provide support to IT, Finance, and Business Units to ensure systems and processes meet compliance standards.
• Assist in the management of outsourcing compliance and contract documentation using internal systems (ContractWorks).
• Support the handling of customer complaints, including registration, investigation, and reporting, ensuring compliance with internal and external standards.
• Contribute to the promotion of a compliance culture through support in Code of Conduct and Ethics Line activities.
• Provide operational support to the Compliance, Governance and AML Manager in day-to-day compliance tasks and projects.
• Support the review and correct application of internal policies and procedures, ensuring they are properly implemented and updated in coordination with relevant departments.

Requirements

• University degree in Business Administration (or a related field).
• Professional certifications such as CAMS, or equivalent are highly desirable.
• 2–3 years of experience in AML and Compliance within financial services.
• Basic understanding of German AML legislation (GwG) and BaFin expectations.
• Strong organizational and analytical skills.
• Ability to work independently and collaboratively in a cross-functional environment.
• Fluent in German and English.

Find more English Speaking Jobs in Germany on Arbeitnow

Expert Career Tips for AML & Compliance Specialist (w/m/d) Roles

To succeed in a competitive market as a AML & Compliance Specialist (w/m/d), you need more than just technical skills. Here are some expert strategies to elevate your profile:

• Build a Strong Portfolio: For technical roles, a clean GitHub or a personal project site is essential. For non-technical roles, a case study portfolio demonstrating problem-solving and impact is equally valuable. Show, don't just tell, what you have achieved in your previous positions.
• Master the Narrative: When interviewing, use the STAR method (Situation, Task, Action, Result) to structure your answers. Quantify your results wherever possible—mentioning "increased efficiency by 20%" is much more impactful than saying "improved efficiency."
• Continuous Learning: The industry moves fast. Whether it's staying updated with the latest AI tools or mastering a new management methodology, continuous professional development is key. Consider obtaining industry-recognized certifications that align with AML & Compliance Specialist (w/m/d) requirements.
• Networking: Connect with other professionals in similar roles. Join online communities, attend webinars, and engage in meaningful discussions on professional social networks. Often, the best opportunities come through referrals and community engagement.
• Soft Skills Matter: Communication, empathy, and leadership are often the deciding factors between two equally qualified technical candidates. Cultivate these skills as they are universally valued across all industries and seniority levels.

Additionally, research the specific company's culture and values. Tailoring your application to show how you align with their mission can significantly increase your chances of moving forward in the process.

Salary & Compensation

Salary not disclosed; typically competitive for the role.

Work Arrangement

Type: On-Site

Standard business hours at the office.

Comprehensive Application Strategy & Hiring Process

Applying for a new role is a marathon, not a sprint. Follow this strategic approach to maximize your success rate:

1. Initial Research & Tailoring

Don't send the same resume to every employer. Spend at least 30 minutes researching the company. Look for recent news, their product roadmap, and their team structure. Modify your summary and core competencies to reflect the specific keywords found in the job description.

2. The Perfect Cover Letter

If the application allows for a cover letter, use it to tell a story that your resume cannot. Explain why you are passionate about this specific company and how your unique background makes you the perfect fit for the challenges they are currently facing.

3. Navigating the Multi-Stage Interview

Most modern hiring processes involve 3-5 stages. This typically includes a recruiter screen, a technical or skill-based assessment, a peer interview, and a final leadership round. Prepare for each stage differently: focus on enthusiasm and fit for the recruiter, technical depth for the assessment, and strategic vision for the leadership round.

4. Post-Interview Follow-Up

Always send a personalized thank-you note within 24 hours of each interview. Reference a specific topic discussed during the call to demonstrate your active listening and genuine interest in the role.

By following these steps, you demonstrate a high level of professionalism and attention to detail that sets you apart from the average applicant.

Typical Interview Process

1. Resume screening
2. HR call
3. Skill interview
4. Final manager interview
5. Offer

Tip: Research the company's products and culture.

Global Market Intelligence & Relocation Insights

At JobSetuu, we specialize in helping talent navigate the global job market. Here is what you need to know about the current landscape in Frankfurt am Main and beyond:

The demand for skilled professionals is increasingly borderless. For roles based in Frankfurt am Main, understanding the local cost of living, visa requirements (if applicable), and cultural nuances is vital. If this is a remote role, consider the time zone alignment and the asynchronous communication culture of the hiring organization.

Relocation Support: Many forward-thinking companies offer relocation packages that include moving stipends, temporary housing, and legal assistance with work permits. When evaluating an offer, look beyond the base salary—consider the total compensation package, including equity, bonuses, and healthcare benefits.

Work-Life Balance Trends: Hybrid and remote work have become standard in many regions. Research the local labor laws and common practices regarding work hours and vacation time to ensure the role aligns with your lifestyle goals.

Leveraging JobSetuu's tools can help you compare salaries across different cities and understand the "purchasing power" of your potential offer, ensuring you make an informed decision for your long-term career path.

Skills & Competency Roadmap for Professional Development

To remain competitive in Professional Development, we recommend focusing on the following core competencies over the next 12-18 months:

• Technical Mastery: Deepen your expertise in the core tools and languages relevant to your field. For developers, this might be cloud architecture; for marketers, it might be data-driven attribution modeling.
• AI Augmentation: Learn how to leverage generative AI and automation tools to increase your productivity. Understanding how to integrate these technologies into your workflow is becoming a non-negotiable skill.
• Leadership & Strategy: Even in individual contributor roles, the ability to think strategically and lead projects from inception to completion is highly valued. Focus on stakeholder management and high-level project planning.
• Data Literacy: The ability to interpret data and use it to drive decisions is essential across all business functions. Familiarize yourself with data visualization and basic analytical concepts.

By investing in these areas, you not only prepare yourself for the role you are applying for today but also build a resilient foundation for the opportunities of tomorrow.

Apply via JobSetuu

Discover your next career milestone on JobSetuu. This AML & Compliance Specialist (w/m/d) position is part of our commitment to bringing you the most relevant and high-impact job openings globally. At JobSetuu, we simplify your job search by aggregating premier listings and providing the tools you need to stand out. Don't miss the chance to elevate your professional journey—explore more opportunities and career insights on our platform today.